Specialized Disability Insurance Solutions
Protect your ability to earn income and secure your family’s future. Specialized disability insurance solutions designed for medical professionals.
Why Is Disability Insurance So Important?
Medical doctors earn a substantial amount of income over their careers. Income that is solely dependent on their ability to practice in their specialty.
$
0
Average lifetime compensation of a specialist who starts practicing in 2020
$
0
Average lifetime compensation of a PCP who starts practicing in 2020
0
%
of 20-Year-Olds Will Become Disabled Before They Retire
0
%
of Claims Are Caused by Illness Rather Than Injury
Why is Now the Time to Act?
Take advantage of less requirements to place coverage, lower costs, and trainee programs.
Student, Resident, and Fellow Programs and Hospital Discounts
Special programs allow you to place coverage with discounts and reduced underwriting requirements. Depending on your training status, there are different programs you can take advantage of.
Pricing Based on Age and Health
Disability insurance pricing is based on age and health. If you are young and healthy, the policies are easier to obtain and rates are locked in for the life of the contract, meaning they cannot change even if your health does.
Pre-Existing Conditions
Setting up a policy now will help cover medical conditions developed later on in life. New policies may exclude or have limitations on pre-existing conditions. The coverage is based off of your health when you place the policy.
True Own Occupation
The definition of disability is the most important part of a policy. Having a true own occupation definition of disability will ensure you are covered if you become sick or hurt to perform the duties of your medical specialty or sub-specialty.
Guaranteed-Issue Disability Plans
A smart solution for practices and hospital systems. Multi-Life Guaranteed Issue allows doctors to obtain disability insurance without individual medical underwriting.
GSI Plan Benefits
Simplified enrollment without individual medical exams
Broad coverage protecting physician income if disabled
Attract and retain top medical talent
Tailored plans for medical groups and hospital systems
Streamlined underwriting process for entire groups
Peace of mind and financial security for physicians
Why Choose Domenick Financial
Independent Insurance Professional
As an independent insurance professional, Domenick Financial has the ability to assess options from the top physician specific contracts. This means that you can consider the best possible coverage from multiple providers, rather than limiting yourself to one insurance company.
Medical Professional Specialist
Domenick Financial specializes in covering medical professionals of all types and specialties. With years of experience and a wealth of industry knowledge, Domenick Financial will make sure you are taking advantage of all possible discounts, special dates, and other opportunities to acquire the best coverage for you
MD Preferred Disability Insurance Provider
Domenick Insurance is an MD Preferred Preferred Services Provider. This means we are part a group of professionals who specialize in working with medical professionals. We collaborate with those professionals to provide client-centric advice and service.
Get the Best Deal with Independent Insurance Quotes
Finding the right disability insurance quote covering your unique specialty can be downright brutal. Hospital policies don’t cover enough and insurance companies are quoting you for everything under the sun.
We take that hard work off your plate. Here’s how:
- Get organized quotes from multiple insurance companies that make sense for your specialty and needs.
- We know of almost every discount and program associated with PA hospitals, so you’ll know you’re getting the best deal.
- Every quote will cover your specialty or sub-specialty using True Own Occupation definitions.
- We’ll walk you through each quote and how coverage may differ in plain English!
Disability insurance quotes go up as you get older, so now is the best time to secure the best rates! Our basic quotes will let you know what’s out there for you with no strings attached.
*This is a basic quote using minimal information about you, there are always additional underwriting factors that could change the cost or features included in the quotes we deliver from the information provided in this form.
About Domenick Financial Services
At Domenick Financial Services, we specialize in providing wealth and income protection solutions for individuals and businesses. Our focus is to work closely with clients and work in collaboration with other professionals to provide customized solutions for clients.
Domenick Financial Services is an independent insurance broker. With no obligation to choose any one insurance company, we have the ability to source multiple options to find the right coverage for the client. This is a fact that sets us apart from other types of insurance professionals.
Matthew Domenick - President & Founder
Matthew Domenick is the president and founder of Domenick Financial Services. Domenick Financial Services specializes in life insurance and disability insurance, long-term care insurance, and group, ancillary and supplemental benefits. The group’s focus is utilizing these types of insurance products as solutions to protect against the loss of income or other financial resources due to an unforeseen sickness, injury, or premature death.